Life Insurance Calculator


Don't know exactly how much life insurance coverage your family needs? No worries! We have provided a life insurance calculator to help you out. Just fill in the blank spaces with your income needs, expenses, and assets and we will calculate the insurance benefit amount for you. Once you have filled in all of the spaces, the coverage amount your family needs appear at the bottom.

Once you are done calculating, you can fill out the form to the right or call our toll free number to get a free quote. One of our licensed professionals will contact you to help you get the coverage you need at a price that suits your family's budget.

Income Needs
Amount of annual income your family would need if you passed away: $
Amount of annual income from other sources: $
Your current annual income (to be replaced):
Number of years your family would need income:
Amount needed for emergencies and funeral expenses: $
Amount owed on mortgage and other debt: $
Total amount of capital required:
Total amount in savings and investments: $
Amount of retirement savings: $
Current amount of life insurance: $
Total amount of your assets:
Estimated amount of life insurance needed:

*Total includes cost of living (inflation) at 3% per year.

The information provided may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.