What is final expense insurance and why is it important?

When a loved one passes away, we are often distraught and consumed with grief. The last thing we want to think about is how to pay for their funeral and burial or cremation costs and their outstanding bills and debt. Although these are things most families cannot afford, they are things that have to be done.

Fortunately, final expense insurance will pay for these costs when you pass away so that your family will not have to face that financial burden. The average funeral costs anywhere from $6,000 to $20,000 and many people leave behind thousands of dollars in medical bills, loans and other debts. Protecting your family with final expense insurance is a great way to ensure that your family remains financially stable after you are gone. This coverage provides protection for the rest of your life, so you won't have to worry about getting another life insurance plan later.

ALUSA Life offers great plans from top insurance carriers. We offer plans with level premiums, so your payments will never increase, and you may be able to qualify for coverage without taking a medical exam. Some of our plans also offer additional options that can increase the benefit that your family will receive, or provide coverage for your children or grandchildren.

If you would like to talk to an agent about final expense insurance, simply fill out the form to the right. We will have one of our knowledgeable insurance professionals assess your needs and design an affordable plan that is a custom fit for your family.

Why should I choose ALUSA Life?

We strive to achieve excellence in our products and customer service. Because we carry products from multiple insurance carriers, we offer our clients policies tailored to suit their individual needs that other companies do not offer. Alliance Life is committed to protecting your family with top quality products because we care about you and your family's financial future. Our philosophy is to go the extra mile to help your family in their time of need.